One platform
for all your needs

Accept digital payments in-person or online with instant settlement, transparent fees, and complete control over your funds.

Download app (UAE)
Join waitlist (non UAE)

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Get paid online or offline

Receive payments instantly, online or in person, no delays, no intermediaries, and no hidden fees.

Every customer is a local

Fast, low-cost payments from anywhere, settled in your chosen currency, with no conversion delays or hidden fees.

Security taken seriously

Your funds and data are protected 24/7 with built-in compliance, encryption, and user-controlled security features.

Start for free and get selling quickly

Begin accepting payments in minutes, instant settlements, straight from your phone, with no need for costly hardware or setup.

Add multiple users and accounts

Assign roles and permissions across your team with full control and security, add or remove users anytime.

Low fees. Instant settlement.
Full control.

Settlement in seconds
Transaction costs as low as AED 0.25
You keep full control of your funds

Receive payments instantly, no waiting or intermediaries. LFG provides a faster, lower-cost way to settle transactions, helping your business grow without card fees or processing delays. Unlike custodial platforms, we never hold your funds, you stay in control at all times.

Book a Demo
Showing prices in AED
Feature LFG Subscription Payment Processor* Typical Bank* Exchange-based Payment Service*
Pricing model Flat monthly plan — predictable cost % fee per transaction % fee + fixed charge % fee per txn + possible spread
Per transaction cost From AED 0.25 / transaction ~2.9% + AED 1.00 ~1.6% + AED 0.50 % fee + spread may apply
International transfers Included in all plans 2.9% + FX margin 2.9% + FX margin % fee + FX spread
Settlement time 2–5 seconds Up to 4 days 2–3 days Instant in-app; external transfers vary
Setup cost AED 0 AED 855 AED 1350 AED 0
Account control You hold your own funds Provider-held Bank-custodied Custodial — held by exchange
*Includes exchange-operated payment products such as Coinbase Pay and Binance Pay. Figures are indicative industry averages as of 2025. Actual fees, spreads, and settlement times vary by provider, region, and transaction type. LFG operates as a non-custodial payment platform; funds remain under user control.

See how much your business could save

Enter your typical ticket size, how many payments you take, and how often you pay out to a bank. We’ll estimate your monthly costs with LFG vs a traditional card processor, auto-select the best plan for you, show savings, and when your subscription pays back.

Plan: —
Plan usage

Monthly summary

LFG total monthly cost —

Includes transaction, network, bank payout, and plan fees.

Card-processor monthly cost—
Monthly savings—
Savings as % of card-processor cost—

Bank payout batching

Bank payouts per month—
Avg. batch size—
Fee per bank payout—

Per-transaction

LFG fee (fixed per txn)—
Sending fee (network)—
Card-processor fee per transaction—

Break-even on subscription

Annual subscription (chosen plan)—
Months to break even—
Transactions to break even—
Sending fee (static estimate) Best payout method auto-selected
Estimates only. LFG fee is a fixed per-transaction charge using our static pricing lookup in your chosen currency. Sending fee is the blockchain network cost, converted via the same lookup factor. Bank payout fees are from third-party partners and apply only when you pay out to a bank account; we pick the lowest estimated fee for your batch size. The comparator uses a 2.9% card fee plus a 2% FX margin (editable). Inputs are normalised to monthly figures (≈30.4 days, ≈4.345 weeks). We auto-select the plan with the lowest all-in monthly cost within plan caps. Actual costs vary by region, partner, and market conditions.

Customer testimonials

As someone who has dealt with the pain of high payment fees and sluggish settlements, LFG is a breath of fresh air. The ability to accept stablecoins seamlessly without any setup fees or hardware investments is a game changer. I can confidently say this app is the future of payments. Highly recommended for any business looking to cut costs and streamline their operations.
James Carter
CFO, Carter & Sons Imports
LFG has simplified our payment process like never before. Accepting stablecoins directly from customers is not only cost-effective but also incredibly efficient. I love how easy it is to create monthly sales statements and manage refunds. The compliance checks are just the cherry on top, giving me full confidence in every transaction. Thank you, LFG!
Rebecca Hill
Director, Hill’s Boutique
LFG has revolutionised the way we accept payments in our business. Not only have we eliminated the costs of traditional payment providers, but the instant settlement feature means we never worry about delays. The app's precompliance checks give us peace of mind, knowing that all transactions are secure and compliant. It's simple, fast, and absolutely essential for any modern business in the UAE.
Fatima Al-Mansoori
COO ABTG
Switching to LFG has been one of the best decisions for our restaurant. The app is incredibly user-friendly, and we’ve significantly reduced the costs associated with traditional payment systems. The speed of settlements and the ability to issue refunds in seconds are features we didn’t know we needed until now. LFG is an absolute must-have!
Michael Thompson
MD Urban Eats Bistro
LFG has been an incredible addition to our studio. Getting started was a breeze, and we were up and running within 30 minutes. The app's ability to provide instant settlements and generate monthly sales statements has saved us countless hours of manual work. I can't imagine running our business without it anymore!
Aisha Khalid
Founder, Al Noor Design Studio
LFG is the payment solution we’ve been waiting for. The lack of setup costs and the fact that all we need is a smartphone makes it incredibly accessible. What truly sets it apart is the advanced compliance features, which ensure our funds are always secure and trouble-free. It’s a no-brainer for any business in the region.
Omar Al-Suwaidi
‍GM Gulf Logistics Solutions

Our plans

Not sure which one to choose, try our calculator.

Starter

For freelancers and small merchants

  • LFG POS (in-store) & Payment Links
  • Instant settlement
  • Up to 100 transactions / month
  • Local payouts supported
  • E-commerce plugin
  • Priority support
  • Employee access: 1

AED 0.49 / transaction*

AED 49.00 / month

Get started

Growth

For online sellers and small teams

  • Everything in Starter
  • E-commerce plugin
  • Cross-border transfers
  • Up to 500 transactions / month
  • Priority support
  • Employee access: 3

AED 0.30 / transaction*

AED 149.00 / month

Get started

Pro

For mid-sized merchants and agencies

  • Everything in Growth
  • Priority support
  • Employee access: 10
  • Up to 1 000 transactions / month
  • API & Webhooks (add-on)
  • B2B / Supplier payouts (add-on)

AED 0.25 / transaction*

AED 249.00 / month

Get started
*Custom packages available upon request. Prices auto-convert from AED using a fixed rounded lookup and may be updated periodically.

Insights & Inspiration

Explore how digital payments, compliance, and open-finance technology are shaping the future of business.

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Cryptocurrency has become a major part of the financial world, and it is crucial for individuals to understand the importance of keeping their digital assets secure.

April 8, 2023
Regulation is coming, no wait it's already here.

Despite its increasing popularity and widespread use, there is still a lot of confusion and misunderstanding cryptocurrencies.

April 8, 2023
How will FTX change regulation of Crypto?

As the crypto market continues to grow and evolve, it becomes increasingly important to establish clear and comprehensive rules.

FAQ

Everything you need to know about getting started and accepting digital payments.

What is LFG, and how does it work?
LFG is a payment platform that lets businesses accept and settle digital payments instantly, in-person or online. You don’t need any extra hardware, just your phone. Funds go directly to your account, and you can move them to your preferred currency anytime. It’s fast, secure, and easy to start.
I’ve never used crypto before. Is it hard to set up and use?
Not at all. LFG is built for everyone, you can start accepting payments in minutes. The app walks you through setup step-by-step, and our support pages are always there for extra help.
What type of digital currencies does LFG support?
LFG supports regulated, asset-backed digital currencies "Stablecoins" designed for price stability and instant settlement. They combine the speed of modern payments with the reliability of traditional finance, helping your business save on fees while getting paid instantly.
Can I change my plan later?
Yes! You can upgrade or downgrade your plan at anytime, upgrading gives you instant access to the benefits of the new plan and downgrading will occur at the next payment cycle.
Is LFG safe and compliant?
Yes. LFG follows strict regulatory standards, including identity and business verification for all users. All transactions are screened for compliance, and your funds always remain under your control, never held by us.
Is there a free trial available?
Yes. Contact us to get a trial with access to all core features, so you can explore our advanced tools before committing.
Still have questions?

Can’t find the answer you’re looking for? Visit our Help Centre for expert guidance on using LFG and getting the most out of digital payments for your business.

Help page

Take back control of your finances

Unlock financial freedom with LFG.
Manage your accounts, send and receive payments instantly, and always stay in control of your funds

Change the way
you Pay

One platform, for all your needs

LFG operates on a paid subscription model with tiered plans based on usage and feature access. Referral and promotional programmes may provide discounts or complimentary extensions for eligible users and are subject to change or withdrawal without notice.

Fees shown represent starting rates and may vary depending on plan, region, and network conditions. Users are responsible for reviewing final rates before completing any transactions.

By using our services, you agree to our Terms and Conditions, Privacy Policy, and Regulatory Information.

Layer Flow Gateway provides technology infrastructure for digital payments and does not offer banking, custody, or investment services. All digital assets remain under user control at all times.

© 2024 Layer Flow Gateway FZCO — Registered in DWTC, Dubai, UAE (Licence No. L-3426). All rights reserved.